Three things set BFS apart form any other firm in the industry – service, expertise, commitment.

Service

Simple question; when was the last time you sat down with the representative from your benefit advisor. If it’s been more than 6 months, you’re with the wrong firm.

At BFS we are committed to meeting face to face with our clients at least twice a year to personally review your current plans, advise you on any important changes in the industry, and make any updates to make sure your retirement plan is right on track.

Along the way our clients become our friends. We take great pride in these relationships and helping those who have brought so much to their banks and their communities, retire in the lifestyle that they have earned.

At BFS, we believe in providing community bank type service to community and regional banks.

Expertise

By bringing together the best team in the industry, BFS has been able to create value and expertise for our clients that no other firm can match.

BFS is the only company in the industry that is able to represent all of the top mutual insurance companies. No other firm can do that. That means when we design the BOLI portfolio, you get to look at all the products out there. With other companies, you only see the ones they can represent. It’s a strong differentiator between BFS and other companies in the industry, and it’s critical in getting you the plan that’s best for you and your bank.

In our regular reviews we consolidate everything into a board summary sheet that lays out exactly what your expenses are, how the BOLI is offsetting those costs, reviews the key points of each of your benefit plans and allows us to make sure each of your plans is right on track. We feel it is essential that each of our clients knows exactly where they stand with their retirement. No surprises. No guessing. This is your retirement, and we are committed to getting you where you need to be.

Commitment

Ask any one of our clients and they will tell you the same thing; no one works harder for them than BFS.

We believe in community and regional banks. We believe in the energy and values bankers bring to each community. We know how hard bankers work to make their town or community a better place. And we believe that, when they retire, bankers deserve to retire well.

We urge you to call our clients – any one of our clients - and hear about our commitment first hand. We believe in what we do, and it shows.